Gotten a credit card.
My parents were very fiscally responsible, or at least my mother was. My dad had (maybe) a third grade education, and had to work harder than I can imagine to make a living for me and my stay-at-home mom. She managed the money, and although I didn’t have a lot of things I wanted, nothing I needed was ever an issue. As far as I know, she never juggled a bill. We never had to wait until payday to go to the grocery store. I went to four years of private school from 3rd – 7th grade.
They say if you can’t be a good example, be a dire warning. I hope my kids will see the stress it puts on a family to try to spend their way to prosperity and be more like my Depression-era parents.